Based on the responses to my last question, those who declare bankruptcy due to medical bills, are lazy?

Bad things happen to people and I do not consider these people lazy - on the other hand, I bet that many people that don't want to pay for health coverage can afford cell phones, I pods, computers, Flat screen TV's, cigarettes, alcohol, parties, new cars, eating out on weekends, going to the movies, eating fast food - getting my point - most cases it's a matter of priorities. Most people would rather spend their money on i pods and flat screens than health coverage.